Retirement Planning
About IRAs
IRAs and our other investment products help our customers plan and prepare for their retirement.
If you’d like to open an account, you can request more information including a callback or visit a branch to get started.
Investment Options
Types of Investment Accounts
We have a variety of investment accounts to help our customers save for retirement. Speak to a member of our staff to see which account type is best for you.
Roth IRA
A Roth IRA allows your investments to grow for a longer period, offers more investment options, and makes early withdrawals easier
Traditional IRA
A Traditional IRA account allows you to make tax deductible contributions giving account holders and immediate tax benefit.
Educational IRA
Educational IRAs allow you to prepare for your child’s education expenses with an account that gathers interest, and the proceeds can be withdrawn to pay for education expenses
SEP IRA
A SEP IRA allows business owners to contribute to the account as well as the employees. These accounts are slightly different than our other IRAs, so talk to a member of our staff to decide which is right for you.
Account Details
Features & Fees
Each account type is slightly different and aimed at different customers. Our goal is to offer products and services that are suited for everyone in our community.
Earn Interest
Our personal money market accounts grow interest at a faster rate than regular savings products making them perfect for emergency funds or long term savings.
Simple Contributions
You can add money into your IRA at any time using our branches or our online banking solutions.
| Account Fees | |
|---|---|
| Minimum Opening Deposit |
|
| Roth, Traditional, Education |
|
| SEP IRAs |
|
Need To Know
Frequently Asked Questions
If you have questions that aren’t answered below, please contact us or ask during the account opening process.
Which type of account do I need?
We offer accounts that fit any size business. For more information on each account, be sure to read the features & fees section.
Can I upgrade my account?
Our customers can upgrade their account at any time, but it’s best to start out with an account that meets your needs. If you expect rapid growth or more than 200 monthly transactions, keep that in mind when opening your account.
This will save you from the headache of new card and account numbers!
What if I need other products?
During your account opening process, a member of our staff will help you decide which products and services are right for you. If you have questions, be sure to ask them so our staff can give you helpful advice.
Contact
Request More Information
If you’d like to open an account, you can request more information and we will contact you at our earliest convenience. Alternatively, you can stop by any of our branches to discuss your banking needs.
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