FDIC logo Insured - Backed by the full faith and credit of the U.S. Government
Home > Personal > Personal Checking

Personal Checking

PERSONAL BANKING

About Personal Checking

We have all kinds of people in our community—so we offer all kinds of checking account options.

If you’re not sure which of these accounts is best for you, select your location, then call the number to talk with us. For us, banking is about people, so let us work with you one on one to determine which type of account works for you.

If you’d like to open an account, you can request more information including a callback or visit a branch to get started.

Checking Options

Types of Personal Checking Accounts

These checking accounts are aimed to serve all our customers with options for individuals and families.

pc1

Good Life Checking

This account type is perfect for people that don’t want to bother with minimum account balances but would like unlimited check writing.

Good Life Checking With Interest

This account type is for people that have over $2500 to regularly keep in the account and would like their checking account to earn interest.

Good Life Checking With Interest
Standard Checking

Standard Checking

This account is perfect for most customer’s checking needs. It features unlimited check writing and options that cover your monthly account fee.

Senior Classic Checking

This account type is dedicated to people 62 years of age or older and provides a checking account that can help save on fees compared to other account types.

Senior Classic Checking
Happy optimistic young girl student holding credit

Student Checking

This account is designed for students 23 years of age or younger. It offers unlimited check writing, no minimum balance requirement, and an option to waive the monthly service charge with e-statements. A parent or guardian is required for students under 18.

Educator Checking Account

We designed Good Life Educator Checking to make banking simple, rewarding, and stress-free for our local educators.

Kindergarten schoolgirl giving a gift to her female teacher
Stripes Checking

Stars & Stripes Checking

We’re proud to offer the Stars & Stripes Checking Account—a special account designed with exclusive benefits for our Veterans and Active Military customers. Also ask about our Goodlife Stars and Stripes Checking.

Account Details

Features & Fees

Each account type is slightly different and aimed at different customers. Our goal is to offer products and services that are suited for everyone in our community.

Personal Checking

Check Writing

Our personal checking accounts support unlimited check writing. We do not restrict the number of transactions each month on personal accounts.

CashPlease

Online Banking

All of our checking accounts allow you to use our dedicated mobile app or website to fully manage your account.

Account Type

Good Life Checking

  • Unlimited check writing
  • No minimum balance requirement
  • $5.50 monthly service charge
  • Minimum opening deposit of $100
  • Includes BaZing Benefits

Good Life Checking with Interest

  • Unlimited check writing
  • Tiered interest-bearing checking account
  • Variable interest rate credited monthly with an average daily balance of $10,000 or more
  • Lower interest rate credited monthly on average daily balance from $2,500–$9,999.99
  • $8.50 monthly service charge if minimum balance falls below $2,500
  • Minimum opening deposit of $100
  • Includes BaZing Benefits

Standard Checking

  • Unlimited check writing
  • $6 monthly service charge
  • Obtain Balance Credit of $3.00 by maintaining a minimum daily balance of $500.00 or more
  • Obtain E-Statement Credit of $3.00 by selecting electronic statements
  • Minimum opening deposit of $100
  • Includes BaZing Basic Benefits (limited online discounts)

Senior Classic Checking

For customers age 62 and older

  • Unlimited check writing
  • $5 monthly service charge if minimum balance falls below $300
  • Waive the monthly service charge by signing up for electronic statement delivery
  • Minimum opening deposit of $100
  • Includes BaZing Basic Benefits (limited online discounts)

Student Checking

  • Unlimited check writing
  • No minimum balance requirement
  • Monthly service charge $3.00
  • Obtain E-Statement Credit of $3.00 by selecting electronic statements 
  • Minimum opening deposit of $25
  • For students age 23 or younger – students under 18 years of age must have a parent or guardian as a co-owner
  • Once the student reaches 23 years of age, the account ceases to be a student checking account and will be converted to Standard Checking

Educator Checking Account

For educators or school employees(School
system payroll direct deposit required)

  • Tiered interest bearing checking account
  • Minimum opening deposit of $100
  • Lower interest rate credited monthly on average daily balance from $2,500.00 – $9,999.99
  • No monthly service charge
  • Includes BaZing Benefits (online discounts)
  • $500 lending voucher for closing costs on a mortgage loan using Peoples Bank or Mountain Trust Mortgage; or 50 percentage points off consumer PBET loan rates 

Stars & Stripes Checking

For veterans or active military

  • Minimum opening deposit of $100
  • Must show Veterans ID or Active Military ID upon opening 
  • Variable interest rate depending on the applicable tier 
  • E-statements or $300 minimum daily balance required to avoid a $5 monthly service charge 
  • 500 lending voucher for closing costs on a mortgage loan using PBET or Mountain Trust Mortgage; or 50 percentage points off consumer PBET loan rates
  • 50% discount on the first order of “Forever Free” checks 
  • Debit card designed especially for Veterans 

GoodLife Stars and Stripes Veterans Checking

For veterans or active military

  • Minimum opening deposit of $100
  • Must show Veterans ID or Active Military ID upon opening 
  • Variable interest rate depending on the applicable tier 
  • Minimum Opening Deposit $100
  • 5.50 Monthly Service Charge 
  • 750 lending voucher for closing costs on a mortgage loan using PBET or Mountain Trust Mortgage; or 50 percentage points off consumer PBET loan rates 
  • 50% discount on first order of “Forever Free” checks 
  • Debit card designed especially for Veterans 
  • Includes BaZing Benefits

Need To Know

Frequently Asked Questions

If you have questions that aren’t answered below, please contact us or ask during the account opening process.

Which type of account do I need?

We offer several different personal checking account depending on your needs. For more information on each account, be sure to read the features & fees section.

Can I upgrade my account?

Our customers can come in to a branch location at any time and discuss their account needs with a member of our staff.

What if I need other products?

During your account opening process, a member of our staff will help you decide which products and services are right for you. If you have questions, be sure to ask them so our staff can give you helpful advice.

Funds Availability Disclosure

Contact

Request More Information

If you’d like to open an account, you can request more information and we will contact you at our earliest convenience. Alternatively, you can stop by any of our branches to discuss your banking needs.

"*" indicates required fields

Name*
Address*

Get In Touch

Get started with your new account today!