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Personal Savings

Grow Your Savings

About Personal Savings

Earn interest on your cash with practically no risk. By keeping your money in a savings account, you can gradually watch it grow without tying it up in a long-term investment that could be difficult or expensive to get out of. Instead, savings accounts make it easy to withdraw money when you need it, making them a great option for your emergency fund.

If you’d like to open an account, you can request more information including a callback or visit a branch to get started.

Savings Options

Types of Personal Savings Accounts

These personal savings accounts give customers peace of mind knowing their funds are generating interest and ready when they need them.

Regular Savings

Regular Savings

This account type is perfect for people that want to set money aside and have it earn interest, but don’t plan on touching the account too often.

Christmas Club Savings

This account allows you to save a little throughout the year and have your balance automatically transferred to your checking or savings account in November.

It’s an easy way to plan ahead and avoid the stress of last-minute budgeting.

Christmas Club Savings
Certificates of Deposit

Certificates of Deposit

This account type perfect for people that have cash they won’t need for a while that can be set aside to grow interest.

Account Details

Features & Fees

Each account type is slightly different and aimed at different customers. Our goal is to offer products and services that are suited for everyone in our community.

Grow Interest

Our personal savings accounts grow interest at a set rate, and our CDs grow at a slightly faster rate but your funds will have to remain untouched for the duration of your term.

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Online Banking

Our personal savings accounts allow you to use our dedicated mobile app or website to fully manage your account.

Account Fees
Regular Savings
  • No minimum balance required to earn interest
  • Minimum Opening Deposit $100
  • $2.00 excessive withdrawal fee for each withdrawal in excess of 6 during the calendar quarter.
  • Quarterly statements
  • Quarterly service charge of $5.00 if minimum balance falls below $50.00
  • Service Charge is in addition to excess withdrawal fees
Christmas Club Savings
  • You set the amount and frequency of deposits
  • Minimum Opening Deposit $5
  • Interest paid on average daily balance and paid annually
  • Balance will be paid by direct deposit to your account the first week of November each year.
Certificates of Deposit
  • Terms available from 90 days to 60 months
  • Penalties for early withdrawal may apply
  • Minimum Opening Deposit $500

Need To Know

Frequently Asked Questions

If you have questions that aren’t answered below, please contact us or ask during the account opening process.

Which type of account do I need?

We offer several types savings accounts that meet our customer’s needs. For more information on each account, be sure to read the features & fees section.

Can I Change Savings Types?

Our savings accounts are aimed at helping our customers plan for the unexpected or to set aside money for an upcoming expense or holiday. If you’d like to discuss account types, a member of our staff would love to help.

What if I need other products?

During your account opening process, a member of our staff will help you decide which products and services are right for you. If you have questions, be sure to ask them so our staff can give you helpful advice.

Contact

Request More Information

If you’d like to open an account, you can request more information and we will contact you at our earliest convenience. Alternatively, you can stop by any of our branches to discuss your banking needs.

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Get started with your new account today!